1. General:

   • Umva Work acts as a platform that facilitates payment transactions between employers and professionals for services rendered.
   • By using our platform, you agree to comply with this Payment Policy.

2. Fees and Payment Processing:

   • Umva Work charges a service fee of 10% on the total amount of each transaction facilitated through our platform.
   • The service fee is automatically deducted from the withdrawal made by  the professional.
   • Payment processing fees charged by third-party payment providers may apply and will be deducted from the total amount.

3. Dispute Resolution and Refunds:

   • In the event of a dispute between an employer and a professional regarding a completed job, Umva Work encourages both parties to communicate and attempt to resolve the issue amicably.
   • If a refund is agreed upon by both parties or mandated by Umva Work due to a dispute, Umva Work will refund the employer the appropriate amount, excluding the service fee.

4. Taxes:

   • It is the responsibility of the professionals and employers to comply with their respective tax obligations related to the income earned or paid through Umva Work.
   • Umva Work does not provide tax advice, and users are encouraged to consult with their tax advisors or relevant tax authorities.

5. Currency Conversion:

   • Umva Work may support transactions in multiple currencies. Currency conversion fees may apply when converting funds from one currency to another, and these fees will be borne by the user initiating the conversion.

6. Payment Security:

   • Umva Work takes reasonable measures to ensure the security and integrity of payment transactions on our platform.
   • However, we cannot guarantee the absolute security of your payment information, as data transmission over the internet or electronic storage is never entirely secure.

7. Changes to Payment Policy:

   • Umva Work reserves the right to modify or update this Payment Policy at any time. Any changes will be effective immediately upon posting the revised policy on our platform.
   • Continued use of Umva Work after the changes to the Payment Policy constitutes your acceptance of the revised terms.

It is important to review the complete Payment Policy for a comprehensive understanding of your payment obligations and rights when using Umva Work. If you have any questions or concerns, please reach out to us using the provided contact information.

By using Umva Work, you acknowledge and agree to comply with the terms outlined in this Payment Policy, including the 10% service fee deduction.